"many had unprecedented opportunities to obtain federal relief."

Yup - and many received the relief and then laid off workers the second they could do so w/o having to repay the "loan". Sadly most business owners have learned the "grab what you can, while you can" lesson that our society preaches.

Why go through all that trouble of working hard to keep your business afloat during a pandemic when you don't have - what with those government handouts you received and all...